Retail Merchant Account Rates
Retail Merchant Account Rates
The following lists our retail rates where the credit card is physically present and swiped through a card reader. This is usually a store front, however, these rates also apply to tradeshows, home parties, or any situation in which the credit card will be swiped.
| Service | Industry Average |  |
|
Retail Discount Rate
|
1.85
|
1.70% |
|
Retail Transaction/
Batch fee |
25 ¢
|
18 ¢ |
|
Monthly Service/Support/
Statement Fee |
$10 - $15
|
$9.95 |
Other Fees (most clients do not experience these fees):
| Service | Industry Average | |
|
Voice Authorization Fee
Note: only charged if you call the 800voice auth line to authorize a transaction. |
$1.50
|
95 ¢ |
|
Surcharge
(corporate & international) |
+ 3%
|
+ 1.19% |
|
Chargeback / Retrieval Fee
Note: only charged if your customer disputes a charge. In practice this rarely happens. |
$35
|
$25 |
|
ACH Reject Fee
Note: only charged if you lack funds in your bank account to cover credit card fees or debits. |
$30
|
$0 |
Most other providers will try to charge you the following fees. We do not!
| Service | Industry Average | |
|
Annual Fee
|
up to $195 | Up to $99.95 |
|
Application Fee
|
$75 - $125 | $0 |
|
Setup Fee
|
$50 - $150 | $0 |
|
Programming Fee
|
$50 - $95 | $0 |
|
Monthly Maintenance Fee
|
$0 - $10 | $0 |
|
Checking Account Change Fee
|
$20 | $0 |
|
Overlimit Fee
|
varies | $0 |
|
Authorize.Net Gateway Setup
|
$99 - $299 | $25 |
|
Authorize.Net Transaction Fee
|
10 ¢ | 10 ¢ |
|
JPOS Retail Swipe Software
|
$175 - $395 | $0 |
|
Check-by-phone/fax PC software
|
$149 | $0 |
|
Web Shopping Cart
|
$299 | $0 |
|
American Express Setup
|
$25 - $50 | $0 |