Mail/Phone Merchant Account Rates
The following lists our mail order or telephone order rates where the credit card information is keyed into a terminal or software instead of being swiped through a card reader. Usually the card is not physically present.
| Service | Industry Average |  |
Mail/Phone Discount Rate | 2.65% | 2.05% |
Mail/Phone Transaction/ Batch fee | 35 ¢ | 24 ¢ |
Address Verification Fee | 10 ¢ | 5 ¢ |
Monthly Service/Support/ Statement Fee | $10 - $15 | $9.95 |
Other Fees (most clients do not experience these fees):
| Service | Industry Average | |
Voice Authorization Fee Note: only charged if you call the 800voice auth line to authorize a transaction. | $1.50 | 95 ¢ |
Surcharge (corporate & international) | + 3% | + 1.98% |
Chargeback / Retrieval Fee Note: only charged if your customer disputes a charge. In practice this rarely happens. | $35 | $25 |
ACH Reject Fee Note: only charged if you lack funds in your bank account to cover credit card fees or debits. | $30 | $0 |
Most other providers will try to charge you the following fees. We do not!
| Service | Industry Average | |
Annual Fee | up to $195 | Up to $99.95 |
Application Fee | $75 - $125 | $0 |
Setup Fee | $50 - $150 | $0 |
Programming Fee | $50 - $95 | $0 |
Monthly Maintenance Fee | $0 - $10 | $0 |
Checking Account Change Fee | $20 | $0 |
Overlimit Fee | varies | $0 |
Authorize.net Gateway Setup | $99 - $299 | $25 |
Authorize.net Transaction Fee | 10 ¢ | 10 ¢ |
JPOS Retail Swipe Software | $175 - $395 | $0 |
Check-by-phone/fax PC software | $149 | $0 |
Web Shopping Cart | $299 | $0 |
American Express Setup | $25 - $50 | $0 |