Mail/Phone Merchant Account Rates

The following lists our mail order or telephone order rates where the credit card information is keyed into a terminal or software instead of being swiped through a card reader. Usually the card is not physically present.

ServiceIndustry Average
Mail/Phone Discount Rate
2.65%
2.05%
Mail/Phone Transaction/
Batch fee
35 ¢
24 ¢
Address Verification Fee
10 ¢
5 ¢
Monthly Service/Support/
Statement Fee
$10 - $15
$9.95

Other Fees (most clients do not experience these fees):

ServiceIndustry Average
Voice Authorization Fee
Note: only charged if you call the 800voice auth line to authorize a transaction.
$1.50
95 ¢
Surcharge
(corporate & international)
+ 3%
+ 1.98%
Chargeback / Retrieval Fee
Note: only charged if your customer disputes a charge. In practice this rarely happens.
$35
$25
ACH Reject Fee
Note: only charged if you lack funds in your bank account to cover credit card fees or debits.
$30
$0

Most other providers will try to charge you the following fees. We do not!

ServiceIndustry Average
Annual Fee
up to $195Up to $99.95
Application Fee
$75 - $125$0
Setup Fee
$50 - $150$0
Programming Fee
$50 - $95$0
Monthly Maintenance Fee
$0 - $10$0
Checking Account Change Fee
$20$0
Overlimit Fee
varies$0
Authorize.net Gateway Setup
$99 - $299$25
Authorize.net Transaction Fee
10 ¢10 ¢
JPOS Retail Swipe Software
$175 - $395$0
Check-by-phone/fax PC software
$149$0
Web Shopping Cart
$299$0
American Express Setup
$25 - $50$0