The following lists our retail rates where the credit card is physically present and swiped through a card reader.This is usually a store front, however, these rates also apply to tradeshows, home parties, or any situation in which the credit card will be swiped.
Other Fees (most clients do not experience these fees):
| Service | Industry Average |  |
Voice Authorization Fee Note: only charged if you call the 800voice auth line to authorize a transaction. | $1.50 | 95 ¢ |
Surcharge (corporate & international) | + 3% | + 1.19% |
Chargeback / Retrieval Fee Note: only charged if your customer disputes a charge. In practice this rarely happens. | $35 | $25 |
ACH Reject Fee Note: only charged if you lack funds in your bank account to cover credit card fees or debits. | $30 | $0 |
| Service | Industry Average | |
Annual Fee | up to $195 | Up to $99.95 |
Application Fee | $75 - $125 | $0 |
Setup Fee | $50 - $150 | $0 |
Programming Fee | $50 - $95 | $0 |
Monthly Maintenance Fee | $0 - $10 | $0 |
Checking Account Change Fee | $20 | $0 |
Overlimit Fee | varies | $0 |
Authorize.Net Gateway Setup | $99 - $299 | $25 |
Authorize.Net Transaction Fee | 10 ¢ | 10 ¢ |
JPOS Retail Swipe Software | $175 - $395 | $0 |
Check-by-phone/fax PC software | $149 | $0 |
Web Shopping Cart | $299 | $0 |
American Express Setup | $25 - $50 | $0 |
| Service | Industry Average | |
Retail Discount rate | 1.85% | 1.70% |
Retail Transaction/Batch Fee | 25 ¢ | 18 ¢ |
Monthly Service/Support/ Statement fee | $10 – $15 | $9.95 |