The following lists our retail rates where the credit card is physically present and swiped through a card reader.This is usually a store front, however, these rates also apply to tradeshows, home parties, or any situation in which the credit card will be swiped.

Other Fees (most clients do not experience these fees):

ServiceIndustry Average
Voice Authorization Fee
Note: only charged if you call the 800voice auth line to authorize a transaction.
$1.50
95 ¢
Surcharge
(corporate & international)
+ 3%
+ 1.19%
Chargeback / Retrieval Fee
Note: only charged if your customer disputes a charge. In practice this rarely happens.
$35
$25
ACH Reject Fee
Note: only charged if you lack funds in your bank account to cover credit card fees or debits.
$30
$0
ServiceIndustry Average
Annual Fee
up to $195Up to $99.95
Application Fee
$75 - $125$0
Setup Fee
$50 - $150$0
Programming Fee
$50 - $95$0
Monthly Maintenance Fee
$0 - $10$0
Checking Account Change Fee
$20$0
Overlimit Fee
varies$0
Authorize.Net Gateway Setup
$99 - $299$25
Authorize.Net Transaction Fee
10 ¢10 ¢
JPOS Retail Swipe Software
$175 - $395$0
Check-by-phone/fax PC software
$149$0
Web Shopping Cart
$299$0
American Express Setup
$25 - $50$0
ServiceIndustry Average
Retail Discount rate
1.85%
1.70%
Retail Transaction/Batch Fee
25 ¢
18 ¢
Monthly Service/Support/
Statement fee
$10 – $15
$9.95