American Express One Point


The main advantage of the American Express OnePoint Program is twelve-hour processing on all major card types (Visa, MasterCard, Discover and American Express), which is a service that has never been available before now, and is a breakthrough in the payment services industry. While the technology that makes this possible is quite complex, the American Express OnePoint Program is very easy for the merchant to use. As long as the merchant batches out by 7:00 p.m., all of that day's credit card transactions (Visa, MasterCard, Discover and American Express) are processed and that revenue is in their account the next morning. This is also known as 12-hour funding.


This applies to all credit cards: American Express, Discover, Visa and MasterCard. ALL CARDS ARE FUNDED IN 12 HOURS!


Rate CategoriesDiscount Rate for merchants
< $500K annual CV
Per TransactionCNP Downgrade applied
Retail 2.89% $0.10 0.30%
Tuition 2.40% N/A N/A
Healthcare - Office based Doctors & Dentists 2.55% N/A N/A
Supermarkets 2.30% N/A N/A
Mail Order & Internet 3.50% N/A N/A
Restaurant 3.50% N/A 0.30%
Travel and Transportation 3.50% $0.15 N/A
Fast Food 3.50% N/A N/A
Lodging 3.50% N/A N/A


Faster Money!

Next Day Deposits for American Express transactions


oInstead of waiting 3-5 days to receive your American Express transactions, get your money deposited NEXT DAY!


Easier Accounting!

One deposit includes all card types, including American Express!


oReceive your daily American Express credit card transactions all together with your Visa, MasterCard, and Discover deposit!

oNo more hassles trying to match daily batch settlements to your checking account for your American Express.


One Statement for ALL Card Types


oEliminate the extra monthly statement you receive from American Express and see ALL of your card types and activity on one monthly statement.



There are no extra costs to get the benefits of this program. In addition to getting your American Express deposits faster, Omega can lower your current costs for accepting Visa, MasterCard, and Discover.



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