Retail Merchant Account Rates

Retail Merchant Account Rates
The following lists our retail rates where the credit card is physically present and swiped through a card reader. This is usually a store front, however, these rates also apply to tradeshows, home parties, or any situation in which the credit card will be swiped.

Service Industry Average Merchant Industry
Retail Discount Rate
1.85% 1.70%
Retail Transaction/Batch Fee
25 ¢ 18 ¢
Monthly Service/Support/Statement Fee
$10 - $15 $9.95



Other Fees (most clients do not experience these fees):

Service Industry Average Merchant Industry
Voice Authorization Fee
Note: only charged if you call the 800voice auth line to authorize a transaction.
$1.50
95 ¢
Surcharge
(corporate & international)
+ 3%
+ 1.19%
Chargeback / Retrieval Fee
Note: only charged if your customer disputes a charge. In practice this rarely happens.
$35
$25
ACH Reject Fee
Note: only charged if you lack funds in your bank account to cover credit card fees or debits.
$30
$0



Most other providers will try to charge you the following fees. We do not!

Service Industry Average Merchant Industry
Annual Fee
up to $195 Up to $99.95
Application Fee
$75 - $125 $0
Setup Fee
$50 - $150 $0
Programming Fee
$50 - $95 $0
Monthly Maintenance Fee
$0 - $10 $0
Checking Account Change Fee
$20 $0
Overlimit Fee
varies $0
Authorize.Net Gateway Setup
$99 - $299 $25
Authorize.Net Transaction Fee
10 ¢ 10 ¢
JPOS Retail Swipe Software
$175 - $395 $0
Check-by-phone/fax PC software
$149 $0
Web Shopping Cart
$299 $0
American Express Setup
$25 - $50 $0
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