Phone Processing Merchant Account Rates


The following lists our phone processing rates. This allows you to charge any credit card by using any

touch tone phone. The card may or may not be physically present.

Service Industry Average Merchant Industry
Phone Discount Rate
2.65% 2.05%
Phone Transaction Fee
$1.00 - $1.50 79 ¢
Monthly Service/Support/Statement Fee
$10 - $15 $9.95


Other Fees (most clients do not experience these fees):
Service Industry Average Merchant Industry
Voice Authorization Fee
Note: only charged if you call the 800voice auth line to authorize a transaction.
$1.50
95 ¢
Surcharge
(corporate & international)
+ 3%
+ 1.98%
Chargeback / Retrieval Fee
Note: only charged if your customer disputes a charge. In practice this rarely happens.
$35
$25
ACH Reject Fee
Note: only charged if you lack funds in your bank account to cover credit card fees or debits.
$30
$0


Most other providers will try to charge you the following fees. We do not!

Service Industry Average Merchant Accounts Express
Annual Fee
up to $195 $0
Batch Fee
30 ¢ $0
Application Fee
$75 - $125 $0
Setup Fee
$50 - $150 $0
Programming Fee
$50 - $95 $0
Monthly Maintenance Fee
$0 - $10 $0
Checking Account Change Fee
$20 $0
Overlimit Fee
varies $0
Authorize.net Gateway Setup
$99 - $299 $25
Authorize.net Transaction Fee
10 ¢ 10 ¢
JPOS Retail Swipe Software
$175 - $395 $0
Check-by-phone/fax PC software
$149 $0
Web Shopping Cart
$299 $0
American Express Setup
$25 - $50 $0

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