Mail/Phone Merchant Account Rates

The following lists our mail order or telephone order rates where the credit card information is keyed into a terminal or software instead of being swiped through a card reader. Usually the card is not physically present.

Service Industry Average Merchant Industry
Mail/Phone Discount Rate
2.65% 2.05%
Mail/Phone Transaction/Batch Fee
35 ¢ 24 ¢
Address Verification Fee
10 ¢ 5 ¢
Monthly Service/Support/Statement Fee
$10 - $15 $9.95


Other Fees (most clients do not experience these fees):
Service Industry Average Merchant Industry
Voice Authorization Fee
Note: only charged if you call the 800voice auth line to authorize a transaction.
$1.50
95 ¢
Surcharge
(corporate & international)
+ 3%
+ 1.98%
Chargeback / Retrieval Fee
Note: only charged if your customer disputes a charge. In practice this rarely happens.
$35
$25
ACH Reject Fee
Note: only charged if you lack funds in your bank account to cover credit card fees or debits.
$30
$0


Most other providers will try to charge you the following fees. We do not!


Service Industry Average Merchant Industry
Annual Fee
up to $195 Up to $99.95
Application Fee
$75 - $125 $0
Setup Fee
$50 - $150 $0
Programming Fee
$50 - $95 $0
Monthly Maintenance Fee
$0 - $10 $0
Checking Account Change Fee
$20 $0
Overlimit Fee
varies $0
Authorize.net Gateway Setup
$99 - $299 $25
Authorize.net Transaction Fee
10 ¢ 10 ¢
JPOS Retail Swipe Software
$175 - $395 $0
Check-by-phone/fax PC software
$149 $0
Web Shopping Cart
$299 $0
American Express Setup
$25 - $50 $0
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