The following lists our phone processing rates. This allows you to charge any credit card by using any touch tone phone. The card may or may not be physically present.

Service Industry Average
Phone Discount Rate 2.65% 2.05%
Phone Transaction Fee
$1.00 - $1.50 79 ¢
Monthly Service/Support/Statement Fee $10 - $15 $9.95
Other Fees (most clients do not experience these fees):
Service Industry Average
Voice Authorization Fee Note: only charged if you call the 800voice auth line to authorize a transaction.
$1.50
95 ¢
Surcharge (corporate & international)
+ 3%
+ 1.98%
Chargeback / Retrieval Fee Note: only charged if your customer disputes a charge. In practice this rarely happens.
$35
$25
ACH Reject Fee Note: only charged if you lack funds in your bank account to cover credit card fees or debits.
$30
$0
Most other providers will try to charge you the following fees. We do not!
Service Industry Average
Accounts Express
Annual Fee
up to $195 $0
Batch Fee
30 ¢ $0
Application Fee
$75 - $125 $0
Setup Fee
$50 - $150 $0
Programming Fee
$50 - $95 $0
Monthly Maintenance Fee
$0 - $10 $0
Checking Account Change Fee
$20 $0
Overlimit Fee
varies $0
Authorize.net Gateway Setup
$99 - $299 $25
Authorize.net Transaction Fee
10 ¢ 10 ¢
JPOS Retail Swipe Software
$175 - $395 $0
Check-by-phone/fax PC software
$149 $0
Web Shopping Cart
$299 $0
American Express Setup
$25 - $50 $0