The following lists our retail rates where the credit card is physically present and swiped through a card reader.This is usually a store front, however, these rates also apply to tradeshows, home parties, or any situation in which the credit card will be swiped.

ServiceIndustry Average
Retail Discount Rate
1.85%1.70%
Retail Transaction/Batch Fee
25 ¢18 ¢
Monthly Service/Support/Statement Fee
$10 - $15$9.95
Other Fees (most clients do not experience these fees):
Service Industry Average
Voice Authorization Fee
Note: only charged if you call the 800voice auth line to authorize a transaction.
$1.50
95 ¢
Surcharge
(corporate & international)
+ 3%
+ 1.19%
Chargeback / Retrieval Fee
Note: only charged if your customer disputes a charge. In practice this rarely happens.
$35
$25
ACH Reject Fee
Note: only charged if you lack funds in your bank account to cover credit card fees or debits.
$30
$0
Service Industry Average
Annual Fee
up to $195 Up to $99.95
Application Fee
$75 - $125 $0
Setup Fee
$50 - $150 $0
Programming Fee
$50 - $95 $0
Monthly Maintenance Fee
$0 - $10 $0
Checking Account Change Fee
$20 $0
Overlimit Fee
varies $0
Authorize.Net Gateway Setup
$99 - $299 $25
Authorize.Net Transaction Fee
10 ¢ 10 ¢
JPOS Retail Swipe Software
$175 - $395 $0
Check-by-phone/fax PC software
$149 $0
Web Shopping Cart
$299 $0
American Express Setup
$25 - $50 $0